Laguna Niguel’s citywide median sale price posted at $1.52 million for September (county records) — a still-settling read on 39 recorded closings — with 251 homes for sale right now and the 30-year fixed at 7.40% for the week ending October 8.
Median $ Sold
$1.52M
Sep 2026 · county records
Realty.com · Sep 2026
Asking Trend
$1.475M
median list price
RealtyHop · live
Active Inventory
251
homes for sale
RealtyHop · live
Market Time
42 days
median DOM · homes sold
Redfin · 3 mo. to Aug 2026
Sale-to-List
98.8%
of asking
Realty.com · Sep 2026
30-Year Fixed
7.40%
+1.10 pt YoY
Freddie Mac · Oct 8
Quick read: Laguna Niguel’s median sold about $1.52M (September county records, still settling), 251 homes for sale right now — with the 30-year fixed at 7.40%.
September county records are still settling, and live asking prices sit close to recent closings — a narrow list-versus-sold gap.
All-home median sale price
$1,515,000
September 2026 · county records (39 recorded sales, as of Sep 22) · period still settling
The September county-records read covers 39 recorded sales at a $1,515,000 median — but the period is explicitly still settling, so treat this number as directional. The typical sale range ran $1,037,500–$1,785,000 at $759 per square foot, and 35.9% of buyers paid cash. In the same release, MLS logged 61 September sales closing at 98.8% of asking, as of Sep 30.
251 residential homes currently for sale: 142 houses, 105 condos, 4 townhouses. Asking inventory refreshes hourly; listings range from $849,500 in the lower quartile to $1,988,000 in the upper quartile at $741 per square foot.
September 2026 · Realty.com, MLS (61 sales, as of Sep 30)
September MLS sales closed at 98.8% of asking price — buyers here are paying below asking.
Source: Realty.com (MLS), September 2026 as of Sep 30 — re-checked Oct 8, 2026.
Market time — from Redfin this week
Realty.com’s September county-records release did not include a median days-on-market read, so this week’s market-time figure comes from the next source in our chain: Redfin’s median for homes sold over the three months ending August 2026 — an earlier, longer window than the September price figures.
Median days on market42 daysRedfin, homes sold — 3 months ending Aug 2026
Other snapshot55 daysRealtyHop average, current listings (not a median)
Active inventory251RealtyHop live count, refreshed hourly
The 30-year fixed rate rose 12 basis points from 7.28% the prior week and stood 110 basis points above 6.30% a year earlier. The 15-year fixed averaged 6.73%, up from 6.60% the prior week and 5.53% a year ago. “As market conditions continue to evolve, borrowers should remember that shopping around for a mortgage rate and getting multiple quotes can potentially save them thousands over the loan’s lifetime,” Freddie Mac said in its weekly release.
Borrowing costs at 7.40% are slowing urgency. That does not make every home negotiable, but it rewards buyers who compare condition, days on market and seller motivation carefully.
Laguna Niguel’s September read sits inside a broader market where bond yields pushed borrowing costs higher and investors watch jobs and inflation data for the Federal Reserve’s next move.
5.24%10-year Treasury constant-maturity yield on Oct 1 (U.S. Treasury par yield curve) — mortgage rates follow bond yields.
29,000Jobs added in the September employment report (released Oct 2), with unemployment at 4.2% — Reuters reported the slowdown nearly took another Fed rate hike this month off the table.
Thursday, Oct 15The next Freddie Mac weekly average is due — this week’s 7.40% extended the 30-year’s climb.
Realty.com’s September 2026 county-records median ($1,515,000, 39 recorded sales as of Sep 22) is the freshest monthly closed-sale figure — but the period is still settling, so treat small-sample months as directional. Realty.com does not publish a median-sale-price YoY %; its assessor repeat-sales index reads -0.3% YoY (as of Sep 30) — a different methodology, not presented as median-price YoY. Median days on market was not published in Realty.com’s September release, so it comes from the next source in the fallback chain: Redfin reports a 42-day median for homes sold over the three months ending August 2026 (Redfin calculations from MLS and/or public records; 51 days a year earlier; figure from Redfin’s median-days-on-market chart, which was revised from 43 days earlier this week — its summary sentence still reads 43) — a different source and an earlier, longer window than the September price figures. RealtyHop’s 55-day figure is an average for current listings, not a median for closings. Active-inventory counts vary by source and methodology: RealtyHop’s live residential count showed 251 (142 houses, 105 condos, 4 townhouses), refreshed hourly, while Realty.com’s MLS snapshot (as of Sep 27) showed 158 homes for sale at a $1,477,500 median list price. MLS sales closed at 98.8% of asking in September (61 sales as of Sep 30), with 35.9% of county-recorded buyers paying cash. Redfin is used only for median days on market; its city page was re-checked on Oct 8, 2026.
