Laguna Niguel Housing Market Update — Thursday, October 15, 2026

October 15, 2026
Russell Walsh Realty
WEEKLY RESIDENTIAL MARKET SNAPSHOT
LAGUNA NIGUEL

Laguna NiguelHousing Market Update

Thursday, October 15, 2026

Laguna Niguel’s citywide median sale price stands at $1.425 million for September (county records, 54 recorded closings as of Sep 30) — with 257 homes for sale right now and the 30-year fixed at 7.40% for the week ending October 8.

Median $ Sold
$1.425M
Sep 2026 · county records
Realty.com · Sep 2026
Asking Trend
$1.449M
median list price
RealtyHop · live
Active Inventory
257
homes for sale
RealtyHop · live
Market Time
45 days
median DOM · homes sold
Redfin · 3 mo. to Sep 2026
Sale-to-List
98.8%
of asking
Realty.com · Sep 2026
30-Year Fixed
7.40%
+1.10 pt YoY
Freddie Mac · Oct 8

Quick read: Laguna Niguel’s median sold about $1.425M (September county records, 54 sales), 257 homes for sale right now — with the 30-year fixed at 7.40%.

Hero photo: Laguna Niguel Regional Park lake

The September price picture

September county records now cover 54 recorded sales, and live asking prices sit just above recent closings — a narrow list-versus-sold gap.

All-home median sale price

$1,425,000
September 2026 · county records (54 recorded sales, as of Sep 30)

The September county-records read now covers 54 recorded sales at a $1,425,000 median, up from 39 sales in the October 8 edition — more late-September recordings have come in. The typical sale range ran $1,001,000–$1,815,000 at $758 per square foot, and 38.9% of buyers paid cash. In the same release, MLS logged 61 September sales closing at 98.8% of asking, as of Sep 30.

Source: Realty.com (county records), September 2026 as of Sep 30 — extracted Oct 15, 2026.

Live asking prices

$1,449,000
Median list price · live

257 residential homes currently for sale: 146 houses, 107 condos, 4 townhouses. Asking inventory refreshes hourly; listings range from $850,000 in the lower quartile to $1,935,000 in the upper quartile at $740 per square foot.

Source: RealtyHop (live) — extracted Oct 15, 2026.

Price per square foot

$758
September 2026 · Realty.com, county records

The median sold price worked out to $758 per square foot across September's 54 county-recorded sales.

Source: Realty.com (county records), September 2026 as of Sep 30 — extracted Oct 15, 2026.

Sale-to-list

98.8%
September 2026 · Realty.com, MLS (61 sales, as of Sep 30)

September MLS sales closed at 98.8% of asking price — buyers here are paying slightly below asking.

Source: Realty.com (MLS), September 2026 as of Sep 30 — extracted Oct 15, 2026.

Market time — from Redfin this week

Realty.com’s September release did not include a median days-on-market read, so this week’s market-time figure comes from the next source in our chain: Redfin’s median for homes sold over the three months ending September 2026 — a longer window than the single-month September price figures.

Median days on market45 daysRedfin, homes sold — 3 months ending Sep 2026
Other snapshot55 daysRealtyHop average, current listings, as of Oct 15 (not a median)
Active inventory257RealtyHop live count, refreshed hourly

Sources: Redfin (median days on market, 3 months ending Sep 2026), Realty.com and RealtyHop.

How the 257 break down

Live asking inventory spans detached houses, condos and townhouses — the segments buyers actually shop.

Houses for sale

146
of 257 live listings

Detached houses make up the largest share of the 257 live listings.

Source: RealtyHop (live) — extracted Oct 15, 2026.

Condos and townhouses

111
of 257 live listings · 107 condos, 4 townhouses

Attached homes round out current asking inventory beyond the 146 detached houses.

Source: RealtyHop (live) — extracted Oct 15, 2026.

7.40%
30-year fixed average
Week ending October 8, 2026

Rates are the pressure point

The 30-year fixed rate rose 12 basis points from 7.28% the prior week and stood 110 basis points above 6.30% a year earlier. The 15-year fixed averaged 6.73%, up from 6.60% the prior week and 5.53% a year ago. “As market conditions continue to evolve, borrowers should remember that shopping around for a mortgage rate and getting multiple quotes can potentially save them thousands over the loan’s lifetime,” Freddie Mac said in its weekly release.

Borrowing costs at 7.40% are slowing urgency. That does not make every home negotiable, but it rewards buyers who compare condition, days on market and seller motivation carefully.

Source: Freddie Mac Primary Mortgage Market Survey, weekly averages as of October 8, 2026 (released Oct 8, 12 p.m. ET; re-checked Oct 15, 2026, 7:00 a.m. PT — the October 15 release is due at noon ET).

National context

Laguna Niguel’s September read sits inside a broader market where bond yields pushed borrowing costs higher and investors watch jobs and inflation data for the Federal Reserve’s next move.

  • 5.19%10-year Treasury par yield on Oct 14 (U.S. Treasury daily yield curve), down from 5.21% on Oct 13 and 5.24% on Oct 9 — mortgage rates follow bond yields.
  • 29,000Jobs added in the September employment report (released Oct 2), with unemployment at 4.2% — Reuters reported the slowdown nearly took another Fed rate hike this month off the table.
  • Today, Oct 15Freddie Mac’s next weekly average is due at noon ET — this report uses the latest published 7.40% (week ending Oct 8).

Sources: U.S. Treasury daily par yield curve, Oct 14, 2026 (extracted Oct 15, 2026); Reuters coverage of the BLS September jobs report, Oct 2, 2026 — extracted Oct 5, 2026.

How to read these figures

Realty.com’s September 2026 county-records median ($1,425,000, 54 recorded sales as of Sep 30) is the freshest monthly closed-sale figure; it replaces the still-settling $1,515,000 read on 39 sales (as of Sep 22) in the October 8 edition as more September recordings came in. Realty.com does not publish a median-sale-price YoY %; its assessor repeat-sales index reads -6.3% YoY (as of Sep 30) — a different methodology, not presented as median-price YoY. Median days on market was not published in Realty.com’s September release, so it comes from the next source in the fallback chain: Redfin reports a 45-day median for homes sold over the three months ending September 2026 (Redfin calculations from MLS and/or public records; 62 days a year earlier) — a different source and a longer window than the single-month September price figures, and a newer window than the 42-day figure (3 months ending August) in the October 8 edition. RealtyHop’s 55-day figure (as of Oct 15) is an average for current listings, not a median for closings. Active-inventory counts vary by source and methodology: RealtyHop’s live residential count showed 257 (146 houses, 107 condos, 4 townhouses), refreshed hourly, while Realty.com’s MLS snapshot (as of Sep 27) showed 158 homes for sale at a $1,477,500 median list price. MLS sales closed at 98.8% of asking in September (61 sales as of Sep 30), with 38.9% of county-recorded buyers paying cash. Redfin is used only for median days on market; its city page was checked on Oct 15, 2026. The 30-year rate is Freddie Mac’s week-ending-October-8 average; the October 15 release comes out at noon ET, after this report’s 7 a.m. PT data pull.

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Russell Walsh

Russell Walsh, Russell Walsh Realty — South Orange County real estate.

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